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If the property you’re purchasing is part of an association of any kind (Condominium or Homeowners), you’ll need an estoppel letter (also called an estoppel certificate) before you close your home. The estoppel letter shows any charges or fees due to the association. That balance can include legal fees, violations of the agreement, past due assessments, special assessments, and more. A good estoppel search will find these letters for all associations attached to the property (there can be more than one).