If you own the land your mobile home is on and it’s permanently attached, you can apply to have it considered Real Property. This straightforward process brings several benefits, as we'll explain. One Simple Tax Bill: Your mobile home and land are taxed together as one item, not separately. No Annual Registration: You’ll receive a one-time RP decal for your window, eliminating the need for annual trips to the tag office and providing relief. However, remember that even when a mobile home is declared Real Property, it still has titles. If you sell, those titles need to be transferred, just like selling a car.
You can retire your mobile home’s title once it’s declared Real Property. Here’s why retiring titles is a great option: No More Title Transfers: Once retired, the mobile home will transfer with the land; no extra steps are required. Future Demolitions/Replacements: If you ever need to remove or replace the mobile home down the road, you’ll need to reinstate the titles beforehand.
At NTS, we retire mobile home titles in the buyer’s name when needed to make things easier in the future. If titles are retired in the seller’s name, any future changes, such as demolishing a mobile home in bad shape or removing it completely from the property to replace it with a new one, would require the seller’s involvement—a hassle you don’t want. If your lender insists on retiring titles before closing, we can do it in the seller’s name, but all parties must sign a Hold Harmless agreement to proceed. Have questions or need assistance? We’re here to help make the process smooth and simple, providing the support you need.
