Economic forecasters just a few months ago were predicting that mortgage rates would moderate to 5.8% by the end of 2024, raising hopes that we would see increasing home sales and refinance orders as the year progressed. But now both Fannie Mae and Freddie Mac are backpedaling on those predictions, releasing more sobering predictions in […]

AI is everywhere, and as integration grows, policies are needed to govern its use in the workplace. AI policies maximize its benefits, minimize risks and ensure responsible practices. Here are some points to think about. Ethical Considerations: With an indescribable amount of data, AI systems need to be monitored and regulated to prevent biases and […]

Cost containment is critical in a down real estate market, and as we look ahead to a muted market in 2024 and the uncertainties related to the Federal Reserve’s intentions with regard to interest rates, it is imperative that title agents take a hard look at their expenses. Evaluating costs in each department can help […]

We love to make our business plans for the upcoming year – crunching the numbers and considering the possibilities for growth and expansion. Your business plan may include a market analysis, a plan for expanding your offerings to a new vertical such as commercial transactions, marketing plans for reaching your target market, a comprehensive sales […]

Sometimes it’s difficult to believe that it was more than two decades ago – 1999 to be precise – that the Uniform Law Commission approved the Uniform Electronic Transactions Act, proposing a model law for the states that would admit e-signatures and electronic records into the law of the land. To date, all 50 states […]

Through the years, Florida has consistently ranked second in the nation for mobile and manufactured housing, with over 10% of Florida housing units identified in those categories. Homebuyers purchasing property that contains a mobile home or a manufactured home face a few additional complications in the transfer of title. With the burgeoning numbers of mobile […]

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Since the beginning of the pandemic, Remote Online Notarization (RON) has swept the country. While this exciting process is quickly becoming the industry standard, some still have safety concerns regarding new technologies. It makes sense for professionals working to combat fraudsters trying daily to harm their clients. As its adoption spreads, it is more evident […]

Here’s some news that would keep anyone in the title industry up at night: Wire and title fraud risk in the third quarter of 2022 reached an all-time high, with 47.9% of all real estate transactions reporting at least one indicator of potential fraud. Even though everyone in the industry is vigilant after years of combating […]